BNPL
Klarna Pay in 3 (up to £1,000) or 0% Financing (up to £4,000), Clearpay 4-fortnightly (up to £800). 0% interest, soft credit check, approved at checkout in seconds.
0% interest available
Spread the cost of your next bike
Pay in monthly instalments with Klarna or fortnightly with Clearpay, salary-sacrifice through Cycle-to-Work, take dealer finance on a new bike, or pay in full. Every purchase is still protected by escrow, your money is held until you confirm the bike arrived as described.
How much would you pay?
£800
£50£4,000
Pay in 3 interest-free instalments of £266.68 with Klarna, or 4 fortnightly payments of £200 with Clearpay. Approval takes seconds at checkout, soft credit check only.
Klarna Pay in 3
£266.68/mo
then 2 × £266.66
Total payable: £800. 0% interest.
Clearpay
£200 fortnightly
4 equal fortnightly payments
Total payable: £800. 0% interest.
Pay in full
£800
Debit or credit card
Instant payment.
Browse bikes
Finance options shown at checkout. Select your preferred payment method when you buy.
How it works
Find your bike
Browse thousands of bikes from verified UK sellers and dealers.
Choose how to pay
At checkout, select Klarna, Clearpay, card, dealer finance or Cycle-to-Work. Approval takes seconds.
Protected by escrow
Your payment is held securely until you confirm the bike is as described.
Pay over time
Klarna: 3 monthly. Clearpay: 4 fortnightly. C2W: gross-pay deduction. Dealer finance: 12-48 months.
Escrow on every purchase
Card or instalments, your money is protected until you're happy.
No hidden fees
0% interest on Klarna Pay in 3 and Clearpay. The price you see is the price you pay.
48-hour inspection
Inspect the bike when it arrives. Not as described? Full refund, regardless of payment method.
Frequently asked questions
The four ways UK buyers pay
Cycle-to-Work
Salary-sacrifice scheme that lets PAYE employees buy a new bike from gross pay, saving 32-42%. Cyclescheme, Green Commute Initiative, Bike2Work and other providers, dealer must participate.
Dealer finance
0% APR or low-interest finance from individual dealers via V12, Klarna or Novuna. Spread the cost over 12-48 months. Available on any new bike whose dealer publishes a finance offer.
Outright purchase
The standard route for private sales. Pay through Cyclesite's escrow, the funds clear once the bike has been delivered and inspected. No credit check, no fees, you own the bike outright.
Representative example: Cash price £900.00. Total amount of credit £900.00. 3 monthly instalments of £300.00. Total amount payable £900.00. Rate of interest 0% p.a. (fixed). Representative 0% APR. No deposit required. Credit subject to status. UK residents only. You must be 18+. Terms apply.
Cyclesite acts as an intermediary and does not provide credit. Credit is provided by Klarna Bank AB (publ), authorised by the Swedish Financial Supervisory Authority and subject to limited regulation by the Financial Conduct Authority, and Clearpay Finance Limited, authorised and regulated by the Financial Conduct Authority (FRN 900685). Late payments may affect your credit score. See Klarna and Clearpay terms for full details.