Tern Hsd

The Tern HSD, introduced between 2020 and 2022, is a compact electric cargo bike that aims to blend the convenience of a traditional bike with the utility of a cargo bike. Sitting in Tern's lineup as a versatile option for urban commuters and those with light cargo needs, the HSD is not as large or cumbersome as a full-sized cargo bike, making it an attractive option for those navigating narrow London streets or winding country lanes. With a focus on practicality, it features a step-through frame for easy mounting and dismounting, and its relatively small footprint makes it easy to store even in tight urban living spaces.

When it comes to riding the HSD, the experience is often described as both comfortable and confidence-inspiring. The bike's geometry promotes an upright riding position, which is ideal for visibility in traffic and longer rides alike. Equipped with a Bosch motor, it provides smooth, consistent power that makes hills and headwinds feel like less of an obstacle. The suspension fork and wide tyres add to the comfort, dampening the bumps and potholes commonly found on UK roads. Its sturdy build feels reassuringly solid, which is crucial when carrying heavier loads or a child on the rear rack.

In terms of competition, the HSD finds itself pitted against models like the Riese & Müller Tinker and the Rad Power RadWagon. Compared to these, it might not have the same carrying capacity as the RadWagon or the luxury finish of the Tinker, but it strikes a balance between the two at a more accessible price point. What sets the HSD apart is its compactness and ease of use, appealing particularly to urbanites who need to weave through traffic and store their bike in limited spaces.

On the second-hand market, the Tern HSD holds its value relatively well, thanks in part to the reliable Bosch electric system and Tern’s reputation for quality. Prices can vary, with earlier models starting around £2,000, while newer, better-specced versions can reach £3,000 or more. The HSD S+ model, which offers automatic shifting and a belt drive system, is particularly sought after for its low maintenance and ease of use. Buyers should be mindful of the battery's condition, as this can significantly affect the bike’s value. Check for consistent charging habits and whether the battery has been properly maintained.

Known issues with the Tern HSD are few, but the bike's compact size means it has a limited payload compared to larger cargo bikes. Additionally, its small wheels can sometimes make it feel less stable at higher speeds, especially when loaded. Prospective buyers should also inspect the frame and fork for signs of wear or damage, particularly if the bike has been heavily used for cargo purposes.

What it's like to ride

Riding the Tern HSD on UK roads is a comfortable and punchy experience. The Bosch motor provides ample assistance, making uphill climbs and long commutes less daunting. Its compact design allows for nimble navigation through city traffic, while the suspension fork and wide tyres handle uneven terrain with ease. The bike's upright position offers good visibility, keeping you aware of your surroundings. However, its small wheels might require a bit more attention when riding at higher speeds or over rougher patches.

Who it's for

The Tern HSD is well-suited for urban commuters who need the utility of a cargo bike without its bulk. It's perfect for those who live in cities and need a convenient, space-efficient solution for carrying groceries or a child.

The 2020 to 2022 models of the Tern HSD each offer solid features, but the S+ model is particularly desirable for its automatic shifting and belt drive. The 2021 and 2022 models might have slight improvements and updates, making them a slightly better investment.